allows you to borrow money online with
ease, serving as your trusted financial helper that understands your needs.
Loan introduction of Nmoney
Loan amount
₦ 2,000 ～ ₦ 600,000
Loan term
91 days to 180 days
Interest rate
The highest annual
interest rate is 30%
interest rate is 30%
How to loan？
Download Nmoney app
Download the app on the
Google Play Store
Google Play Store
Fill in application materials
Provide basic information including
contact and identity information
contact and identity information
Credit review
Evaluate the loan amount
Loan disbursement
The disbursement can be done in
five minutes at the fastest.
five minutes at the fastest.
FAQ
Frequently asked questions
1. How to apply for a loan?
Please upload a clear full photo of your ID card and provide the necessary information
required for the loan, such
as basic information and contact information during the application process. Rest assured, your information is
secure with us, as we prioritize your safety.
as basic information and contact information during the application process. Rest assured, your information is
secure with us, as we prioritize your safety.
2. What does my application status include?
Under review: Your application is still under review because the reviewer is checking your
information.
Approved: Your account has been approved and you can borrow according to the amount given. Click "Borrow Now" for more
details.
Returned for modification: Your application has been returned. Please check your homepage and modify the required
information.
Rejected: We are sorry to inform you that your application has been rejected. We value the efforts you put into applying for a
loan with us. Please continue to improve your credit score.
Approved: Your account has been approved and you can borrow according to the amount given. Click "Borrow Now" for more
details.
Returned for modification: Your application has been returned. Please check your homepage and modify the required
information.
Rejected: We are sorry to inform you that your application has been rejected. We value the efforts you put into applying for a
loan with us. Please continue to improve your credit score.
3. What are the requirements for borrowing on the platform?
Borrowers must be Nigerian citizens aged 18 or above, hold a valid government-issued ID, and
have a bank account.
4. What is the amount of my first loan?
We will inform you that the amount, term and preferential interest rate available to your
account will depend on your credit score.
5. How can I increase my credit limit?
As you pay on time and maintain a good credit record, we will provide you with a new credit
limit based on your comprehensive
credit score.
credit score.
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2025. All rights reserved
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